Chippercash is a fintech company that provides a platform for sending and receiving money across Africa and beyond. One of the features that Chippercash offers is the virtual dollar card, which is a pre-funded and reloadable card that can be used for online payments in US dollars.
In this article, we will review the virtual dollar card and answer some of the common questions that users may have about it.
Table of Contents
What is Chippercash Virtual Dollar Card?
The Chippercash virtual dollar card is a digital card that can be created and managed from the Chippercash app.
Chippercash Virtual Dollar Card can be used to make online purchases on platforms that accept Visa cards, such as Amazon, Netflix, Spotify, Google, etc.
The card can also be used to pay for international subscriptions and services that require US dollars.
The virtual dollar card is different from a physical debit or credit card in several ways.
First, the card does not have a physical form but only exists as a set of numbers (card number, expiry date, and CVV) that can be accessed from the app.
Second, the card is not linked to any bank account but is funded directly from the user’s Chippercash wallet.
Third, the card has no monthly or annual fees, but only charges a small transaction fee for each purchase.
Read More: 12 Virtual Dollar Cards in Nigeria for Online Payments
How to Get Chippercash Virtual Dollar Card?
Getting a Chippercash virtual dollar card is easy and fast. Users need to have a verified Chippercash account and provide a valid means of identification, such as an international passport or national identity card.
Users can then follow these steps to create their card:
- Open the Chippercash app and tap on the “Card” icon at the bottom of the screen.
- Tap on the “Create Card” button and choose the currency (USD or GBP) and the amount to fund the card.
- Review the details and confirm the creation of the card.
- The card will be generated instantly and users can view their card details (number, expiry date, and CVV) from the app.
- Users can also customize their card name and PIN from the app.
Read More: How To Register Your Business Name And Company in Nigeria
How to Use Chippercash Virtual Dollar Card?
Using a Chippercash dollar card is simple and convenient. Chipeprcard users can use their cards to make online payments on any platform that accepts Visa cards.
Users need to enter their card details (number, expiry date, and CVV) as they would with any other debit or credit card. Users can also use their registered house address and postal code as their billing address.
They can also manage their dollar card from the app. Users can view their card balance, transaction history, and status from the app.
Users can also top up their card with more funds from their Chippercash wallet or withdraw funds from their card to their wallet. They can also lock or unlock their cards, reset their PIN, or delete their cards from the app.
Read More: Why Responsive Website Design is Crucial for Your Business in Nigeria
Benefits of Chippercash Virtual Dollar Card
Chippercash dollar card offers several benefits for users who want to make online payments in US dollars. Some of these benefits are:
- Convenience: Users can create and use their virtual dollar card from anywhere and anytime with just their smartphone and internet connection. Users do not need to visit any bank or physical outlet to get their cards or make payments.
- Affordability: Users can save money by using a virtual dollar card as it has no monthly or annual fees, unlike some other debit or credit cards. Users also enjoy competitive exchange rates and low transaction fees when they use their Chippercash dollar card.
- Security: Users can protect their Chippercash virtual dollar card with a PIN and lock or unlock it from the app. Users also receive instant notifications for every transaction they make with their virtual dollar card. Users can also report any problem with their Chippercash virtual dollar card from the app and get it resolved quickly.
- Flexibility: Users can fund their virtual dollar card with any amount they want and use it for any online purchase they want. Users can also withdraw funds from their Chippercash virtual dollar card to their Chippercash wallet at any time.
Read More: Complete Guide: The Cost Of Building a Website in Nigeria
Fees for Chippercash Virtual Dollar Card
Chippercash virtual dollar card has no monthly or annual fees but charges a small transaction fee for each purchase.
The transaction fee varies depending on the currency and amount of the purchase.
For example, for purchases in USD, the transaction fee is 2% of the purchase amount plus $0.10. For purchases in GBP, the transaction fee is 2% of the purchase amount plus £0.10.
Users can also avoid some of the transaction fees by using Chippercash virtual dollar card on platforms that are partnered with Chippercash, such as Netflix, Apple, Spotify, Google, etc.
Chipeprcard users can also get discounts and cashback when they use Chippercash virtual dollar cards on some of these platforms.
Read More: Why Responsive Website Design is Crucial for Your Business in Nigeria
Security of Chippercash Virtual Dollar Card
Chippercash virtual dollar card is secure and reliable as it uses the Visa network and 3D secure authentication.
Users can also safeguard their Chippercash virtual dollar card with a PIN and lock or unlock it from the app. They also receive instant notifications for every transaction they make with their Chippercash virtual dollar card.
Users can also report any problem with their Chippercash virtual dollar card from the app and get it resolved quickly.
Conclusion
Chippercash virtual dollar card is a great option for users who want to make online payments in US dollars. The card is easy to create and use has no monthly or annual fees, offers competitive exchange rates and low transaction fees, and provides security and convenience for users.
Users can also enjoy discounts and cashback when they use Chippercash virtual dollar card on some of the partnered platforms. Users can get their Chippercash virtual dollar card by downloading the Chippercash app and following the simple steps.
