If you are looking for a convenient and secure way to make online payments in foreign currencies, you might want to consider using a Fundall virtual dollar card.
A Fundall virtual dollar card is a prepaid card that allows you to shop online anywhere in the world without restrictions or limits.
In this article, I will review the Fundall virtual dollar card and explain how it works, what are its benefits, fees, security, and best use cases.
What is a Fundall Virtual Dollar Card?
A Fundall virtual dollar card is a digital card that you can create and manage on the Fundall app or website. It is denominated in US dollars and can be used for online transactions on any platform that accepts Visa or Mastercard. A Fundall virtual dollar card is not a physical card, so you don’t need to worry about losing it or having it stolen. You can access your card details anytime on the app or website and use them to make payments online.
How to Get a Fundall Virtual Dollar Card?
To get a Fundall virtual dollar card, you need to have a Fundall account first. You can sign up for free on the Fundall website or download the app from Google Play or App Store. Once you have an account, you can create your first virtual dollar card for free by following these steps:
- Log in to your Fundall account and tap on the “Cards” icon on the dashboard.
- Choose the “Virtual US Dollar Card” option.
- Customize your card by adding a label and your preferred billing address.
- Fund your card with an amount as low as $5 and check the naira equivalent.
- Once you fund your Virtual US Dollar card, click on “Fund Card” to complete your card creation process.
You can create multiple cards on your Fundall account and label them according to their purposes. For example, you can have one card for Netflix subscriptions, one for Facebook ads, one for Amazon shopping, etc. You can also delete or freeze your cards anytime if you don’t need them anymore.
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How to Use a Fundall Virtual Dollar Card?
Using a Fundall virtual dollar card is very easy and convenient. You can use it for any online transaction that requires a Visa or Mastercard payment method. For example, you can use it to:
- Shop online on websites like Amazon, eBay, Alibaba, Aliexpress, etc.
- Pay for subscriptions or services like Netflix, Spotify, Apple Music, etc.
- Run ads or boost posts on social media platforms like Facebook, Instagram, Twitter, etc.
- Book flights, hotels, or tours on travel websites like Expedia, Booking.com, Airbnb, etc.
- Send or receive money from abroad using platforms like PayPal, TransferWise, etc.
To use your Fundall virtual dollar card, you just need to enter your card details (card number, expiry date, CVV) on the payment gateway of the website or platform you want to pay on. You can also save your card details for future payments if you want.
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Benefits of Fundall Virtual Dollar Card
There are many benefits of using a Fundall virtual dollar card for your online transactions. Some of them are:
- No restrictions or limits: You can use your Fundall virtual dollar card anywhere in the world without worrying about currency conversion rates, exchange controls, or transaction limits. You can also make payments in any currency without paying extra fees.
- Low fees: The fees for using a Fundall virtual dollar card are very low compared to other options. You only pay a 1% fee when you fund your card with naira and a 0.5% fee when you withdraw from your card to your naira wallet. There are no monthly or annual fees for maintaining your card.
- High security: Your Fundall virtual dollar card is protected by advanced security features like encryption, tokenization, and biometric verification. You can also control your card settings on the app or website and enable or disable features like online payments, ATM withdrawals, POS transactions, etc. You can also lock or unlock your card anytime if you suspect any fraudulent activity.
- Easy management: You can easily manage your Fundall virtual dollar card on the app or website. You can view your balance, transaction history, statements, and receipts anytime. You can also top up your card with naira or dollars anytime and withdraw from your card to your naira wallet anytime.
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Fees for Fundall Virtual Dollar Card
The fees for using a Fundall virtual dollar card are very low and transparent. Here is a breakdown of the fees:
| Fee Type | Amount |
|---|---|
| Card creation fee | Free for the first card, $2 for subsequent cards |
| Funding fee | 1% of the amount funded |
| Withdrawal fee | 0.5% of the amount withdrawn |
| Currency conversion fee | None |
| Monthly or annual fee | None |
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Security of Fundall Virtual Dollar Card
Your Fundall virtual dollar card is very secure and safe to use. Here are some of the security features that protect your card:
- Encryption: Your card details are encrypted and stored securely on the Fundall servers. No one can access your card details without your permission.
- Tokenization: Your card details are replaced with a unique token that is used for online transactions. This prevents hackers from stealing your card details or using them for unauthorized payments.
- Biometric verification: You can enable biometric verification (fingerprint or face ID) on your Fundall app to authenticate your identity and authorize your transactions. This adds an extra layer of security to your card.
- Card settings: You can customize your card settings on the app or website and enable or disable features like online payments, ATM withdrawals, POS transactions, etc. You can also lock or unlock your card anytime if you suspect any fraudulent activity.
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How to Get a Fundall Virtual Dollar Card in Nigeria?
If you are in Nigeria and you want to get a Fundall virtual dollar card, you can follow these simple steps:
- Sign up for a free Fundall account on the website or download the app from Google Play or App Store.
- Verify your identity by uploading a valid ID card and a selfie.
- Create your first virtual dollar card for free by following the steps outlined above.
- Fund your card with naira or dollars using your debit card, bank transfer, USSD, or cash deposit.
- Start using your card for online transactions anywhere in the world.
Best Use Cases for Fundall Virtual Dollar Card
There are many use cases for the Fundall virtual dollar card, depending on your needs and preferences. Here are some of the best use cases for the card:
- Online shopping: You can use your Fundall virtual dollar card to shop online on websites like Amazon, eBay, Alibaba, Aliexpress, etc. You can enjoy a wide range of products and services at competitive prices and pay in any currency without paying extra fees.
- Subscriptions or services: You can use your Fundall virtual dollar card to pay for subscriptions or services like Netflix, Spotify, Apple Music, etc. You can access unlimited entertainment and information at affordable rates and pay in any currency without paying extra fees.
- Ads or boost posts: You can use your Fundall virtual dollar card to run ads or boost posts on social media platforms like Facebook, Instagram, Twitter, etc. You can reach a global audience and grow your brand awareness and sales and pay in any currency without paying extra fees.
- Travel: You can use your Fundall virtual dollar card to book flights, hotels, or tours on travel websites like Expedia, Booking.com, Airbnb, etc. You can explore new destinations and experiences at attractive prices and pay in any currency without paying extra fees.
- Money transfer: You can use your Fundall virtual dollar card to send or receive money from abroad using platforms like PayPal, TransferWise, etc. You can enjoy fast and secure transactions at low rates and pay in any currency without paying extra fees.
How to Avoid Fundall Virtual Dollar Card Fees
The fees for using a Fundall virtual dollar card are very low compared to other options. However, if you want to avoid paying any fees at all, you can try these tips:
- Use dollars to fund your card: If you have dollars in your bank account or wallet, you can use them to fund your card instead of naira. This way, you will avoid paying the 1% funding fee that applies when you use naira.
- Use your naira wallet to withdraw from your card: If you want to withdraw from your card to your bank account or wallet, you can use your naira wallet instead of your dollar wallet. This way, you will avoid paying the 0.5% withdrawal fee that applies when you use your dollar wallet. You can also enjoy a favourable exchange rate when you convert your dollars to naira on the Fundall app or website.
Is Fundall Virtual Dollar Card Safe?
Yes, Fundall virtual dollar card is safe and secure to use. Fundall is a licensed and regulated financial institution that complies with the highest standards of data protection and anti-money laundering policies. Fundall also uses advanced security features like encryption, tokenization, and biometric verification to protect your card and account from fraud and unauthorized access. You can also control your card settings and lock or unlock your card anytime on the app or website.
I hope this article has helped you understand the Fundall virtual dollar card better and answered some of your questions. If you have any feedback or suggestions, please feel free to leave a comment below. Thank you for reading!
